If your wife is already looking at your location changing it may raise suspicion, so some excuse that keeps you from answering the phone is necessary, and so is a place to leave it. A gym locker or golf course clubhouse locker are options. Drop off the phone and go about your business with your alternate phone. (It is essential in your situation, see numerous threads about a burner etc…)
Re the banking, here is something I wrote in another thread. If your wife is in finance I’d be very very careful with anything to do with banks. Syphon off some cash where you can, but banking will be risky.
A word of caution about opening a bank account.
Any account you have, even if it’s virtual, all the statements etc.. are electronic and it's only in your name, will show up on a credit report or monitoring.
Why does this matter? If you or your spouse deal with an organisation that has a data breach that organisation may offer you free monitoring to keep an eye on your finances in case your info was stolen and someone is trying to use it for identity theft. This is really common now and a lot of us have had it happen.
So if you and your spouse sign up you’ll get a list of all the accounts, credit cards and loans that you’ve ever had. A new one at the top of the list that is only in your name will raise some massive red flags when your wife sees it. Either she will think you are an identity theft victim and all hell will break loose trying to fix things (which trust me is a massive undertaking) or, if she’s the least bit suspicious of your behaviour, you’ve got some splainin’ to do my friend. Hopefully just to her and not her lawyer.
Take care my friends.
