Does anyone know where I can buy these prepaid Visa cards?
- Thread starter freestuff
- Start date
shoppers drug mart, money mart
it makes things easier if you get one that allows international purchases on it.
it makes things easier if you get one that allows international purchases on it.
I would not mind a reasonable fee. I am only comfortable using my cards on the internet via PayPal. I have often turned away from a purchase because of no PayPal. I carry a high limit on my cards, and worry about the grief of sorting out a possible fraudulent use. It happened to me once. A prepaid with a small amount on it would be perfect.
You buy them for whatever their face price is, pay the $6.95 or so activation, and then another $3.95 also comes off each month (some give you a certain time frame before that charge comes off). And you can't use them like a gift card, in that you can't apply them to a purchase worth more than the card is. My wife gave me a Vanilla card at Christmas a couple years ago and it was the biggest pain in the ass to use. To get rid of the last 4 dollars and change on it before it got eaten up by the monthly fee, I went to the gas station, and put the exact amount of gas in. They also aren't reloadable.
www.iridiumcard.ca
prepaid, reloadable and lowest fees of all. I use one for most of my online transactions.
prepaid, reloadable and lowest fees of all. I use one for most of my online transactions.
Canada post and money mart also has reloadable cards
whenever I want to get rid of the amount left on the card I donate it to one of the charities listed on canadahelp.org plus many charities have online websites with one-time donation options.
whenever I want to get rid of the amount left on the card I donate it to one of the charities listed on canadahelp.org plus many charities have online websites with one-time donation options.
If you've already got a card (i.e. a credit rating) why wouldn't you just get a second card from your bank (or whoever) with a $500-$1000 limit. No fees, pay it off monthly so no interest, and your exposure is limited to the card limit.
Not sure what the advantage of a prepaid is?
Not sure what the advantage of a prepaid is?
I would imagine that the main advantage of the prepaid card is the anonymity - just like a hobby phone. Particularly useful if you want to do an outcall and not have the hotel charges show up on your monthly credit card statement.
BMO does a pre paid 'travel' Mastercard.
You can order it on line and has your name embossed on it. Reloadable via internet banking or transfer from account if you are with bmo.
$5.95 a year fee. I've had no probs with mine.
I use it for Paypal, Ticketmaster, etc. I just prefer paying upfront these days and have had my credit cards possibly compromised twice over the last few years.
You can order it on line and has your name embossed on it. Reloadable via internet banking or transfer from account if you are with bmo.
$5.95 a year fee. I've had no probs with mine.
I use it for Paypal, Ticketmaster, etc. I just prefer paying upfront these days and have had my credit cards possibly compromised twice over the last few years.
You can't get them at walmart
probably because they want you to spend your money at walmart. Lol ,i was going to use a walmart card to buy a vanilla gift card, but i couldn't find one and I've never seen one there.
Lol, that's true. I buy them to make instant payments. I'm not a fan of credit and if i ever get a credit card i wouldnt use it because i need it.... I'd just use it to build my credit. I try not to live beyond my means. But a lot of online shopping requires a credit card too.... Although there are a lot of places that won't accept it. Even my phone company will decline the card in their automated system. I have to speak to a representative and have them put it in.
