You probably need one of each
C Dick said:
My fault, I have not been clear about what I want, because I am not sure. I have a point and shoot, and it is ok, but slow. If I could get a fast point and shoot, that would probably be ideal. But if I have to go to DSLR for speed, then I will. But a D40 or D60 sounds more than enough if I do.
Its hard to get what you want when you don't know what that is. Unfortunately there is no single camera that serves every need.
P&S 's are great for size and convenience. There are lots of higher end P&S's that offer good speed and great glass (lenses) but two things that I found lacking were good wide angle capabilities and lower quality images due to the smaller sensors. On the other hand P&S's usually offer video mode (all be it low quality) that is not available on an DSLR.
But if convenience is not the priority, DSLRs offer better quality sensors, more flexability through access to multiple lenses, higher speeds and more advanced features such as higher ISO capabilities. For all this ,you forfeit smaller size.
Personally, I keep a decent quality point & shoot for convenience and travel & a Nikon D200 with a Nikon 18-200 lense and an SB-800 flash for when I want to get more serious. That lense to me covers 90% of what I like to do. and the flash is like having a portable studio ( I would like to have 3). Of course you could achieve just about the same thing with a Nikon body that is half the price. For an avid ameteur, I am able to take professional pics with my skill (or lack thereof) being the only deciding factor.
At the end of the day there are four factors that make great photographs.
1)Size and quality of the sensor. This used to be called film and you could make choices. Now you are stuck with what is in the camera you buy.
2)Glass quality. The lense that the light travels through on its way to the sensor. All glass is not created equal.
3) Lighting. The right lighting makes or breaks every picture.
4) Skill. Digital has become the great equalizer but there is still a place for a pro who can work with composition and lighting before they click to create a lasting image