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Bankruptcy question

I find it easier to just pay my bills, and not buy things that I can't afford. It seems to work.
 
Stoo said:
Maybe your priorities are fucked up. You're worried about some "collectibles" when you haven't got money to live on?

I think you need some financial counseling while you're at it. Your sense of priorities might need some adjustment. Meanwhile, the rest of us are paying for your mismanagement through higher borrowing costs!

I'm sorry for your situation, and I am not unsympathetic, but it sounds to me like you are already laying the foundation to a repeat performance!
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Similar to my thoughts...why were you buying collectibles 8 months before needing to consider bankruptcy. I would think you would have had 'higher' priorities at that time.

In the end, the bankruptcy will go through, but I also think you really need to focus on changing some habits, otherwise you may find yourself in the same position again in the future!

(I also believe the process requires that you receive a specific number of debt counseling sessions and to develop a budget etc - take that seriously!!)
 
What was the outcome

Just noticed the age of the Post...what was the outcome (I noticed he has posted some reviews in September of this year so must not be 'hurting' too much!!)
 
needinit said:
Just noticed the age of the Post...what was the outcome (I noticed he has posted some reviews in September of this year so must not be 'hurting' too much!!)
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A bankruptcy is not always evidence of total ruin. Sometimes it is a tactic to get away with underpayments.
 
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