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Danmand is correct. You can withdraw at any time; however, any withdrawal you make will be taxed as income. For example, if you earn $200,000 and withdraw $100,000 from your RRSP, your income will be considered to be $300,000 and you will have a large tax bill at tax time. I don't recommend...

Hey terbites, Quick etiquette question for appointments with lovely young ladies. Should I take off my wedding ring before the session or leave it on? I don't want to make the provider feel uncomfortable about spending time with a married man. Or am I just overthinking it.

When will you be available? I've been checking the schedule regularly :)