Folks I submit to you a photograph on touched now, I’ll give you a clue the driver is the one with the phone to his head. And the driver’s front wheel is totally disconnected it’s gone bye-bye. Can you tell me how many screw ups are in their?
Why is my car insurance so high?
- Thread starter The Mechanic
- Start date
Brampton insurance rates, anecdotally, are higher than Mississauga for similar car and driver profiles.
I administer the Zum bus shelter installations in Brampton.
I have learned not to do site inspections in the rain or snow.
The local population, who often have South Asian heritage, dont seen to know what the phrase 'drive according to road conditions' means.
I administer the Zum bus shelter installations in Brampton.
I have learned not to do site inspections in the rain or snow.
The local population, who often have South Asian heritage, dont seen to know what the phrase 'drive according to road conditions' means.
You missed the point, driver wearing sandals. In the picture there is no rain there is no snow he was just trying to show off to his friend in the white. Now if you blow up the picture that brown building in the background is the school, shopping mall is to the left and behind me which you don’t see is another school. So this clown doesn’t know what school zones are?. And if you close look closely at the light post there is a sign there community safety zone find increase and, and no parking to boot. There’s another video I got a Brampton shopping mall wear a yellow I think it’s a Camaro goes spinning around hits a tree and he goes airborne and gets stuck. The way these guys work you get 5 guys together for example. They all pitch in money they either release the car or buy it who knows and then they all pitch in and one guy puts his name down for the insurance and off they go. Whoever needs the car that night takes it out for a spin tomorrow, be someone else. There was a news article where parents were upset because their kid was not listed on the insurance got into an accident and the insurance company refused. Finally someone with balls!
Wait until all the floods and fires in Canada & the US, besides the usual insurance claims and then we'll all complain about rates. I slammed my insurance guy for the past 2 years for the rate increases to my car (& home) rates even though my record's been clean for more years than I can count and I don't live in a big city either but my rates are worse than some cities.
LTO_3
LTO_3
It is what it is. Your rates will not be going down any time soon. Unfortunately Your ‘insurance guy’ has no control over that. I pay around $2300 in the gta. No accidents or tickets in the past 20 years. I expect my rates to go up this year. You can actually look up the list of companies that will take increases every quarter.
I know the insurance guy isn't to blame but I'm still going to express my frustration and displeasure to him. Just an FYI to make you feel better, I'm paying more than you are and I'm in a small hick town.
LTO_3
LTO_3
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No it’s not the insurance guy because he rep, it’s a company that’s a problem! Might I suggest bringing back fault insurance you cause the accident you insurance company pays you and me to repair the car. That won’t happen because right now the government has given the insurance company a license to rape pillage and plunder the people. And also this is to law enforcement start getting out of the doughnut shops and start ticketing all fences I have people here that drive through the neighbourhood to 3 o’clock in the morning no headlights on nothing happened. I have videotape of people exchanging license plates in the driveway between 2 vans showed it to the police once again nothing happens, also videotape of somebody getting out of their car with can a beer chugging it off thrown it in the recycling bin police show up, shown the video and guess what Peel’s finest nothing done. What you didn’t charge him with open liquor?
Yeah it definitely sucks.
If you’re with a brokerage it might be best to try a direct company such as TD, RBC, Belair, pc, Allstate, desjardins etc...and vice versa (if you’re with a direct company, maybe try a brokerage). Direct companies can be a little annoying to deal with since it’s a call centre set up, so you might be waiting for a bit and not really talking to the same person. But their price might outweigh service.
You can find decent insurance rates, you’ll have to do the work on your own.
Brokers for the most part won’t bother checking their other companies until you start complaining.
Direct companies, they only have one rate, so you’ll have to shop around every year with other companies.
Packaging home and auto doesn’t really always these days since home prices suck (I’m around $2200/year on home insurance).
If you’re with a brokerage it might be best to try a direct company such as TD, RBC, Belair, pc, Allstate, desjardins etc...and vice versa (if you’re with a direct company, maybe try a brokerage). Direct companies can be a little annoying to deal with since it’s a call centre set up, so you might be waiting for a bit and not really talking to the same person. But their price might outweigh service.
You can find decent insurance rates, you’ll have to do the work on your own.
Brokers for the most part won’t bother checking their other companies until you start complaining.
Direct companies, they only have one rate, so you’ll have to shop around every year with other companies.
Packaging home and auto doesn’t really always these days since home prices suck (I’m around $2200/year on home insurance).
Idk why but I’m definitely not complaining my insurance has been getting lower and lower every year for the last 3 years. It especially went even lower this year when I was able to bundle my home insurance with my car insurance fingers crossed it won’t be going up anytime soon 
When I was looking to reduce my rates (house & car) I dealt with all of them and even some I can't remember anymore. There were a couple that had marginally lower rates (about $100-200) but not enough for me to make the switch while maintaining the coverage I have. I'll agree that direct companies have some advantages but even they have their issues...inconsistent in what they know when you talk to them is the biggest issue IMO.
And congrats Ahri, you're one of the few lucky ones if your rates are going down the last 3 years.
LTO_3
If you have an older car, you can take all the coverage for that car off and raise you deductible.
Newer car so all coverages stay in place for at least 3 more years. After that I'll have to make decisions about what coverages I drop and if practical to do so. It's just in the last 3-5 years I've had rate increases that you'd only expect if you caused a car crash. My deductible is at the max already. But it's not just car insurance it's also home insurance too. And I know many others experience this too.
What's most annoying is hearing how the insurance companies cry about how much money their paying out/losing, yet their bottom line has very healthy profits.
LTO_3
I see. Mine has gone down slightly in the last year. Currently $ 55.00 a month for auto/home combo. Older car. I hardly drive and walk to work. I think it would be cheaper, but I asked them to put first accident forgiveness coverage last year and I raised the liability to 2 million from 1 millon years back.
