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More people losing homes due to title fraud

stinkynuts

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Jan 4, 2005
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Many people are losing their homes after they fall vicitm to title fraud. This has always been a thing, but it's become much more common. Getting your home back is virtually impossible, and the scams are incredibly sophisticated.
 
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Sep 20, 2025
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It's happening to a lot of people lately, alone with frauds in general. Since a home is usually $1M, it's a big loss in one fell swoop. No interactions, so you can't prevent it really.
That's ok, 6 years from now they will fix the system so this can't happen. :rolleyes:
 
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stinkynuts

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Jeez, that's terrifying and almost no recourse? Really scary
Once the house is sold, the the people who bought are the legal owners, by law, since all the paperwork has been finalized. It's not that uncommon to find out that your name is no longer on the deed of your house that you bought. Lots of times relatives forge documents, but now it's complete strangers.
 
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xix

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I thought we had a thread about this between 5 - 10 years ago and it was supposed to be fixed by the Gov't. The reason being is because the Upper Canada Law Society got scammed and they complained.
 
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xix

Time Zone Traveller
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IS there a way for a home owner to check or be alerted?
 

stinkynuts

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IS there a way for a home owner to check or be alerted?
Unfortunately, no. Unlike credit cards and other financial instruments, the credit alerts and monitoring don't apply to real estate, and there is no such organization that monitors them for consumers.

Due to COVID everything is now done electronically and remotely. Signatures are electronic, and all it takes a piece of fake ID and information that is readily available to scammers to steal your identity and your house.

Anyone can buy a house over the Internet nowadays, it's scary.

Believe it orn ot, most your personal information is alreadly leaked and available to scammers.

Evertytime you filled out a form on the internet, over hundreds of websites, that information was eventually compromised, and leaked. So your full name, date of birth, address, SIN number, banks info, credit card info, passwords, etc. can be used to create fake ID and steal your identity.
 
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MadGeek

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Jul 17, 2011
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A HELOC registered on your house will offer a layer of defense. Getting the capital together to get the lien discharged is more trouble than most scammers will want to bother with. And, there's always the risk the bank contacts the existing owner to get paperwork signed.
 

xix

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Either I am in the Matrix or Groundhog day repeating the same thread or this is the longest dream for me.
We covered this before and I think it was stinknuts that started the thread back then.
 
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