I am just guessing here, but if you get about $400 per client, it means $3200 per week. Assuming you take a 2-week vacation, it is $150K/year gross. Minus any costs, you should net about $130K before tax (assuming you host at home). Assuming you report about $30K income to the CRA just to avoid any problems, you pay almost no taxes. Yes, $130K/year is enough for a comfortable life, but, unless SPing is just a side gig, it is too little. If SP is the main profession, the useful professional life is about as long as for a professional athlete, so, for a truly comfortable life over the entire lifespan, SPs should save about 70% of their net income. People should start planning for their retirement when they are about 15 years old (sophomore high school age).
No offense meant, dude, but there is always way too much analysis by Johns of sex work like it is a lifelong move-up the corporate ladder at the bank.
For a tremendous number of higher-end sex workers, this is indeed a side-gig that just adds to an already solid income. A few hours a week that is quite lucrative.
Pretty girls with big boobs who put out, cuddle and make small talk always come out way ahead in life. They can do sex work, the girlfriend thing, sugar baby, secretary, Hooter waitress, bank teller, etc., etc., etc. They get hired and taken care of.
Society always wants to study the low-end of the scene with not such pretty girls who have fewer skills at anything. Yes, they get affected by recessions and slow-downs, but there are a tremendous percentage of people in North America who live on the margins of society, room together, and somehow make it even if their incomes are at or below the poverty level. They aren’t figuring the amount needed for a comfortable retirement at 65.
Most of the ladies advertising and reviewed on Terb don’t need us worrying about them or figuring their incomes. If they need something more, they can bat an eyelash or lift up a skirt. No shortage of guys who will respond in some way, though few will come out and say so, since they always want a favorable response when they ask for something. The ladies at the lower-end of the scene wouldn’t take the time or effort to even follow your analysis.