Recent content by Michael Lots

  1. M

    SCAM ALERT ..... WARNING ! MAYBE I AM GOING TO JAIL ! ....

    This is where many folks have warned against LL....
  2. M

    investment advisor vs financial advisor

    That's incorrect as there's a new regulation that kicked in last year protecting the title of Financial Advisor and only certain folks can use it if they have the right certs. Here's a better way to think of it: - Both are driven/capable of investing your money and getting paid for it. -...
  3. M

    I know lingerie doesnt last forever but...

    Would you share said photos? :P
  4. M

    Pinkiemoon Mila

    Saw her when she was with ASB in GTA and I can say she's dynamite and wish she comes back. My only caveat is her skin colour is a little darker than in photos. But everything else I read here, agree.
  5. M

    BCE

    BUY BUY BUY!!! Sure it's extremely pessimistic right now, but with incoming IR cuts (even just 100 basis point over the next 12-18 months) it will impact bottom line directly reducing IR expenses. I still expect a dividend cut in around 20-30% in the next 12 months and believe that's priced into...
  6. M

    BCE

    Sounds like you don't know how the taxes work lol. You're just making claims/statements. Good to know that this discussion isn't going anywhere.
  7. M

    BCE

    You need to prove out what you're stating. Cause your statements are contradictory....
  8. M

    BCE

    Sprite..how did you arrive to "a high-income earner would have the DTC washed away, provided they are maxed in their registered accounts? That's not how DTC mechanics work! Those that are earning Dividends in registered accounts, will not have any dividends taxed and the DTC be applied. It's a...
  9. M

    BCE

    I just want to say, that it's clear the your counter-part in this forum isn't a financial advisor/planner. That said, it's well known in the Canadian Financial system that Canadian Dividends are generally more tax-efficient in a non-reg account. That said, buying/investing in other equities...
  10. M

    BCE

    Bud, can I just say...you need to keep this secret knowledge and stop sharing it with the rest of the folks reading this....if others want to argue they're smarter, let them. I say, let them pay the taxes for you to continue to support the gov't spending programs :)
  11. M

    BCE

    How did you arrive to a your nominal gain of $1267 on $10k hypothetical invested when you also indicated a 4.22% return????
  12. M

    BCE

    I just want to add that some of the things mentioned hear sound contradictory. "There is nothing for sure on the stock market" and yet the later portions sounds like you're an expert in timing the market. If that's the case, you're a billionaire now right? :)
  13. M

    BCE

    Here's my take, BCE is attractive at these levels and while the market believes their dividend is unsustainable, the key metric to watch for is FCF. From the last read of their FY report, if memory serves, it was still positive and they're able to cover the dividend. Here's the potential...
  14. M

    Glasses or Contacts? Which is sexier?

    Can we see the photos here for comparison? lol I know I'm being cheeky!!
  15. M

    BCE

    Fine fine...but to be fair you said Fed/BoC and I took that as North America, which would mean Tech is taking the biggest hit of all!!! LOL
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