Hot Pink List
Jerkmate

Why don't people buy travel insurance?

shack

Nitpicker Extraordinaire
Oct 2, 2001
32,390
387
83
Toronto
1)Cheap
2)Ignorant
3)Very wealthy
 

richaceg

Well-known member
Feb 11, 2009
5,362
79
48
You have to be wise when traveling and you have to read the fine print. I always advise on traveling with insurance...but I've known a couple of incidents from people I know that Insurance didn't cover...
 

silentkisser

Active member
Jun 11, 2008
110
27
28
As shack says, I don't think people realize how expensive it can be if you need medical treatments in another country. God forbid you get hurt in the U.S., they'll bill you for nearly anything. And it ain't cheap. And if you're like the dude in Thailand, it'll cost thousands (to hundreds of thousands) for a medical evac.

But, most people think nothing will happen to them. Until it does.
 

Jasmine Raine

Active member
Jul 28, 2014
4,293
25
38
As of Jan 1. 2020, OHIP will no longer cover emergency medical expenses for travellers.

Not that they covered a lot but now you don't even get anything.
 

IRIS

Supporting Member
Feb 18, 2010
4,891
14
38
irisblond.cuties-sites.com
I have yearly CAA travel medical insurance. Up to 15 days/travel and unlimited travel/year. If my trip longer than 15 days, I have to pay for the extra days.It cost me not more than 200CAD maybe less. For the whole year. Worth it!
 

danmand

Well-known member
Nov 29, 2003
40,244
266
83
I buy travel insurance for the entire year. Last year the insurance company paid me $8,000 for cancellations.
 

explorerzip

Well-known member
Jul 27, 2006
6,468
34
48
cause they bring their own nurse
I heard a horror story where someone in the office went on his first overseas vacation. Spent big money on business class seats and other upgrades, but did not buy insurance. Naturally, he had health issues while on the trip and had to fly back. Costed him almost $50,000 because there was only first class seats available and he needed a nurse to come with him.
 

explorerzip

Well-known member
Jul 27, 2006
6,468
34
48
What also amazes me is that people complain about the cost of the 10 year passport. It's $160 or just $16 per year, which is peanuts in the grand scheme of things. Even if you never travel the passport is still a secondary form of identification.
 
Mar 5, 2015
4,702
206
63
It’s quite simple. Penny wise pound foolish. Keeps repeating its self in many forms and times. Probably because they have been programmed by their pound foolish parents to think like this and now it’s part of their daily life to live as cheep as possible.
 

GameBoy27

Well-known member
Nov 24, 2004
9,986
102
63
As of Jan 1. 2020, OHIP will no longer cover emergency medical expenses for travellers.

Not that they covered a lot but now you don't even get anything.
Quite simply, if you can't afford travel insurance, you shouldn't be traveling. If you travel without it, you're an idiot.

This is the program they're scrapping. I agree with this this decision.

The insurance currently covers out-of-country inpatient services to a maximum of $400 per day for a higher level of care, and up to $50 per day for emergency outpatient services and doctor services.

Health Minister Christine Elliot announced the decision to scrap the program, following a six-day public consultation.

The province spends $2.8 million to administer approximately $9 million in claim payments through the program every year.
 

Gooseifur

Well-known member
Aug 13, 2019
2,420
57
48
If you pay for your trip with a credit card that has travel insurance as a feature you are covered. My credit card has this feature.
 

GameBoy27

Well-known member
Nov 24, 2004
9,986
102
63
All insurance is a scam.
Is that right. Ever had to go to a hospital in the US without insurance? Even for something minor? I have, and a damn good thing my Blue Cross covered the whole thing. Otherwise I would've been out thousands.
 

danmand

Well-known member
Nov 29, 2003
40,244
266
83
If you pay for your trip with a credit card that has travel insurance as a feature you are covered. My credit card has this feature.
Make sure to read the fine print on medical insurance. Lots of exceptions, age, length of trip etc..
 

Spacealien2

Active member
Apr 29, 2012
1,645
11
38
Heaven
Is that right. Ever had to go to a hospital in the US without insurance? Even for something minor? I have, and a damn good thing my Blue Cross covered the whole thing. Otherwise I would've been out thousands.
That is actually a prime example why insurance is a scam...
 
PinkCherry Sex Toys