Things that are worth spending lots of money on, and vice versa

[stinkynuts]

I have a great deal of respect for you stinkynuts. And I am happy that you are happy with your life.

You have discovered one key to a happy life; simplicity and not being a slave to "things" and possessions. I used to buy a lot of stuff and have a lot of things. I came to realize that they became responsibilities rather than benefits. Buy and possess what you need to faclitate a happy existence, not create one. are a good example. You don't brag about how much you are "worth", rather you express how your savings provide you with the peace and security to allow you to live in peace and security.

However you asked advice on what things are worth spending money on. In your circumstances here are a few things that I might suggest would improve your happiness.

1. A nice Apple computer. Really. I used Windows and Linux PC's for many years (20+) and a few years ago I went Mac and my life really improved. Now, I use my computer to facilitate what I want to do, learn watch and create. NO work on tinkering or screwing around with the machine, anti-virus etc It just WORKS!

I travel a bit so I went with MacBooks. I love them. Presently I have a MacBook Pro Retina 13" which replaced my first MacBook I bought in 2008. I got SIX years out of this $1300 computer and sold it for $800! So it cost me $500 for six years. Under $100 a year and it worked FLAWLESSLY and it was so much easier to use.

However, I do wish that I had bought a simple 13" MacBook Air for $1,099.00 instead. I have used this and it is soooo fast and light. This machine will provide you with 5 years of pleasure and I bet you can sell it for $500 then.


2. Depending on where your apartment is and how you like living there, I'd look at maybe renting in a nicer, newer condo. It is a nice feeling to wake up in a nice, bright place that is well designed etc. There are plenty of nice (investor) rentals for $1600 a month and more will come online. Take your time and discover the neighbourhood and move to where you hardly have to drive and can walk a lot.

3. Oh yeah, and the last thing I'll suggest for you stinkynuts, is some good anti-microbial ball wash! :faint:

Thanks for the tips!

I would buy an apple comptuer, but the problem is that there is some software that I must use which does not have an Apple version. I heard that Apple computers are very reliable and nice. My old Dell laptop freezes up ALL the time, and is always laggy. However, my PC, which has Windows 7 is fine. I think Microsoft finally got its act together.

PS: I will try washing my nuts with more than soap and water!

 

[SkyRider]

You had me right up to the point you said you were renting. I don't consider "renting" to be a "smart" use of money at all.

Renting is extremely smart if he has a live in girlfriend (as my lesbian former homeowner neighbor down the street will attest)

 

[birddogs]

You had me right up to the point you said you were renting. I don't consider "renting" to be a "smart" use of money at all.

If you buy the right property and stay for years (15? 20?), buying is smart. Otherwise, renting is smarter/cheaper because you can invest the surplus and: no ownership property maintenance (cost and hassle) or buy/sell transaction costs from moving.

 

[Ceiling Cat]

I will try washing my nuts with more than soap and water!

If you have mildly itchy balls Nizorol works well to relieve the itchiness.
It works on underarms too.

 

[theycallmebruce]

If you buy the right property and stay for years (15? 20?), buying is smart. Otherwise, renting is smarter/cheaper because you can invest the surplus and: no ownership property maintenance (cost and hassle) or buy/sell transaction costs from moving.

I have rented all my life and consider my wealth to be way better as opposed to if I bought. If you are disciplined enough to save and invest it the right way, you can easily double you money in 5-7 years.

 

[kkelso]

I have rented all my life and consider my wealth to be way better as opposed to if I bought. If you are disciplined enough to save and invest it the right way, you can easily double you money in 5-7 years.

I would not argue the financial logic at all. However, for some of us value lifestyle elements found only in single family dwellings. Where I live there are very few good rental choices.

KK

 

[Dorian Grey]

As long as you remain healthy, happy, and lead a well-rounded and balanced lifestyle, sounds like you have a good thing going for yourself. Good for you, Stinky!

 

[fuji]

When I travel, I fly coach but book 4 or 5 star hotels, depending how much time I expect to be in the room. I will only stay 3 star when I am just crashing at an airport hotel ahead of an early morning flight, like in at 10pm and then out at 6am.

If I expect to take calls from my room or spend a few hours a night lounging, or if it is a weekend stay, then 4 stars minimum and 5 if I am not sleeping alone.

For meals I am cheap if I am eating alone but go upscale if I am eating with my wife or some other date. With work people I go with flow which is usually a pub.

Clothes, I have two modes of dressing, either stuff that is from the Gap / Banana Republic or similar, day to say stuff jeans and a casual shirt I don't care if it gets dirty, and high end shirts $500 to $1000, armani, etc., if I am dressing to impress. So my shirt either costs $50 or $500 with not much in between. I don't see the point of in between.

 

[Indiana]

I hope you don't cheap out on women!

 

[fuji]

Yes, the mathematics works out that if you invest the difference, you're much better off. Think of all the expenses that come with owing a house also: taxes, maintenance (roofing, plumbing, lawn care, utilities, insurance, etc.).


Visit below to find out why:

https://www.khanacademy.org/economi...nting-v-buying/v/renting-versus-buying-a-home

For me it was a quality of life issue. I like to live in a nice home. Your landlord isn't going to pay for premium appliances, the best wood floors, the best countertops, etc., and you are an idiot if you pay for those things in a rental unit.

I buy so that the upgrades I pay for, for my own enjoyment, hold some residual value when I sell or rent the place to someone else, and that makes it sensible to pay for the high quality details in your home.

Otherwise you will forever be living in a shitbox with at best average quality amenities and fixtures.

 

[danibbler]

I'm really curious as to how you got this big gob of money since my impression was that you didn't have a lot at all!!!

 

[Wild Wiglin Willie]

In fantasy land where everyone wears Armani, the SPs are blow up dolls on strings that float and they do not charge for services.

 

[SchlongConery]

Thanks for the tips!

I would buy an apple comptuer, but the problem is that there is some software that I must use which does not have an Apple version. I heard that Apple computers are very reliable and nice. My old Dell laptop freezes up ALL the time, and is always laggy. However, my PC, which has Windows 7 is fine. I think Microsoft finally got its act together.

PS: I will try washing my nuts with more than soap and water!

Just for information, you can install Windows on a Mac under an included program called Boot Camp. It is widely agreed that a Mac under Boot Camp (or Parallels) is as good of a machine as you can run Windows under.

But if your home PC serves your purposes, then no need to change.

However, when you do decide to replace it, check out whatever Apple has on the go at that time. Might be a few bucks more but the experience is really well worth it imo.

 

[SchlongConery]

If you have mildly itchy balls Nizorol works well to relieve the itchiness.
It works on underarms too.

Speaking of Nizoral.

It is a very good personal hygiene practice to wash your hair and body twice a month with Nizoral. It is an anti-fungal and can help with hair, and skin problems you didn't even you know had.

 

[stinkynuts]

Just for information, you can install Windows on a Mac under an included program called Boot Camp. It is widely agreed that a Mac under Boot Camp (or Parallels) is as good of a machine as you can run Windows under.

But if your home PC serves your purposes, then no need to change.

However, when you do decide to replace it, check out whatever Apple has on the go at that time. Might be a few bucks more but the experience is really well worth it imo.

Thanks for the information, I will look into it for sure!

 

[ultistar]

Good on you for not wanting much. So OP what do you want to spend money on?

 

[phil ashio]

Eat right, exercise and enjoy life. I live by this. As far as money is concerned, I have everything in life that I need but not everything that I want. I could drive an expensive car but I like my Honda Civic. I could have a bigger house but I own my house outright and that is what I want for when I retire. Being happy is much more important than material things.

Phil

 

[stinkynuts]

Good on you for not wanting much. So OP what do you want to spend money on?

I splurge on little things here and there, but nothing major. To me, the money I accumulate provides me with peace of mind if there's an emergency or when I retire. There is no greater luxury than peace of mind.

 

[james t kirk]

Yes, the mathematics works out that if you invest the difference, you're much better off. Think of all the expenses that come with owing a house also: taxes, maintenance (roofing, plumbing, lawn care, utilities, insurance, etc.).


Visit below to find out why:

https://www.khanacademy.org/economi...nting-v-buying/v/renting-versus-buying-a-home

LOL

You really think when you rent an apartment that you are not paying for all those things?

Really?

So you think that landlords just "give" you all those goodies out of the kindness of their hearts?

I have a bridge for sale over the Don I need you to look at.

All renting means is that you're paying for the other guys mortgage. Full stop.

 

[hamermill]

I have a great deal of respect for you stinkynuts. And I am happy that you are happy with your life.

You have discovered one key to a happy life; simplicity and not being a slave to "things" and possessions. I used to buy a lot of stuff and have a lot of things. I came to realize that they became responsibilities rather than benefits. Buy and possess what you need to faclitate a happy existence, not create one. are a good example. You don't brag about how much you are "worth", rather you express how your savings provide you with the peace and security to allow you to live in peace and security.

However you asked advice on what things are worth spending money on. In your circumstances here are a few things that I might suggest would improve your happiness.

1. A nice Apple computer. Really. I used Windows and Linux PC's for many years (20+) and a few years ago I went Mac and my life really improved. Now, I use my computer to facilitate what I want to do, learn watch and create. NO work on tinkering or screwing around with the machine, anti-virus etc It just WORKS!

I travel a bit so I went with MacBooks. I love them. Presently I have a MacBook Pro Retina 13" which replaced my first MacBook I bought in 2008. I got SIX years out of this $1300 computer and sold it for $800! So it cost me $500 for six years. Under $100 a year and it worked FLAWLESSLY and it was so much easier to use.

However, I do wish that I had bought a simple 13" MacBook Air for $1,099.00 instead. I have used this and it is soooo fast and light. This machine will provide you with 5 years of pleasure and I bet you can sell it for $500 then.


2. Depending on where your apartment is and how you like living there, I'd look at maybe renting in a nicer, newer condo. It is a nice feeling to wake up in a nice, bright place that is well designed etc. There are plenty of nice (investor) rentals for $1600 a month and more will come online. Take your time and discover the neighbourhood and move to where you hardly have to drive and can walk a lot.

3. Oh yeah, and the last thing I'll suggest for you stinkynuts, is some good anti-microbial ball wash! :faint:

where can I get the body wash