Just revisiting this thread. Obviously physical Gold and Silver is "fun" to buy. Make sure you look into how "fun" it is to sell. YMMV but commissions are ugly on the sell side and most folks don't bother to check out that aspect. If you buy, tell your bank you want a free (unlimited time) SDBX to store it in. If they decline, walk across the street to your new bank and they will happily accommodate the request as you open your new account. Never pay for a SDBX. Take the biggest one they have available. Ask if it comes with room service and a mini-bar. If you haven't shopped banks in the last three years you are missing out on a great experience. They sure do want your business! Not talking CIM but pretty darn close.
Finally, pull up a chart on 20 year performance and analyse how metals performed during major market corrections, which is the prime reason to hold, otherwise just grab a 5% DIV somewhere. So review the data, not the advertisements that abound in the sector. I buy mostly small wafer denominations over time and a small bar of each once a yearish. You want to keep it around 7% of your AUM. It's called an insurance policy, hopefully it pays off while you can still enjoy it.