Did you mean this to appear in the Lounge? it has nothing to do with C36 that I can see.
car insurance used to be voluntary, but so many irresponsible folks drove uninsured that it was required by law. Assuming your ex-spouse will renew your insurance for you doesn't sound very responsible to me. Who owns the car?
Anecdotal evidence is that cops who catch you (because your driving gets their attention) with expired insurance cards will give you some hours to come up with a valid pink-slip, and bring it to the station. Only drivers too irresponsible to do that simple thing actually get ticketted (unless you were stopped by a hard-ass cop or annoyed a nice cop beyond patience).
But I cannot believe such a ticket went all the way to a finding of Guilt and sentence of license suspension without ever a letter arriving in the mail telling the accused of the offence, and how to contest the charge. How did this conscientious individual not get/not read her mail/not show up with valid insurance?
Never mind the whole cycle of notices begins again when a penalty — like license suspension — is imposed. You say this began two years ago when she was stopped and found to be driving without insurance, and the license was only suspended in April, and never a notice or ticket (which has all the info needed). I cannot believe that. So she continued to drive, not just without insurance, but while the license was suspended! And that further serious offence is what she's now charged with? Conscientious is promptly getting insured and promptly providing the proof so any charge can be withdrawn or settled reasonably in Court if she left it too late.
She'll have an uphill fight convincing the Justice that she did everything she should have and that it's the system — to say nothing of her ex-husband — that caused her to drive her car without knowing it wasn't insured, and to ignore her responsibility to provide proof as the law requires and to fail to respond to the cahrge leaving the system with no option but to treat her as a scofflaw.
She'll want a professional assessing her case and arguing for her.