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If you had $500K ...

zardoz

Banned
Apr 6, 2010
420
0
0
toronto
Everyone says "make money work for you" or "money makes more money". but how is it possible when the stock market is so risky and starting a franchise business is a lot of work and only like 5% return? real estate market? I fear it's too high...
Don't tell me go to a certified advisor and all the crap, I don't trust them, they will charge a huge fee and lock your money in a mutual fund that is even worse than playing stocks by yourself. So what gives? How do people with money get richer anyways?
 

Radio_Shack

Retired Perv
Apr 3, 2007
1,526
1
38
Only near 100% is GICs, TBills, CSBs, Some Bonds, everything else has risk..
 

big dogie

Active member
Jun 15, 2003
1,227
0
36
in a van down by the river
Only near 100% is GICs, TBills, CSBs, Some Bonds, everything else has risk..
This stuff has allot of risk to. What if you lock your money to lets say for 10 years then interest and inflation rises, you have lost allot of buying power when you paper matures. One needes a balanced aproach and rebalance regularly for the standard investor.

b d
 

aznguy99

Member
Nov 21, 2008
409
0
16
What do you think of hedge fund or private equity? are they better than mutual funds?
Stay away from those, the risk is just way to high for the returns and then they charge u high fees while u take most risk.

Buy some ETF (Exchange traded funds), some index funds....their MER (0.05%) are way way much lower than mutual funds...and you basically play the market....ishares.com carry quite a range.
 

FatOne

Banned
Nov 20, 2006
3,474
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mb12ca

Banned
Aug 17, 2008
999
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guelph
I would go to Vietnam or Indonesia and buy real estate. Two emerging markets where real estate prices will soar over the next 20 years. You could live like a king, bang the nicest little oriental hotties and let your real estate portfolio rise higher than the many erections you would get.
 

theycallmebruce

Active member
Nov 17, 2002
1,107
1
38
The best investment, by far, is still dividend paying stocks. Go for blue chip canadian companies. Bank stocks come to mind.
Rising dividends will be your best friend for life. If you want to do more research, check out this website: www.dividendgrowth.ca

happy investing..
bruce
 

wazup

Well-known member
Jun 12, 2010
4,280
581
113
I would put a bit in gold and silver, the US is delaying their debt crisis, and IMO heading towards a dollar collapse.
 

ogibowt

Well-known member
Aug 3, 2008
5,929
2,411
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im 60..i would spend evry last penny travelling and gambling...i would hate the thought of sitting in an office with some number crunching bean counter, telling me i can earn this if i put in that ..the ratio to the eanings will derive you...blah blah fuckin blah..
 

hinz

New member
Nov 27, 2006
5,672
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ETFs all the way. They beat 70% of mutual funds and cost 25% as much. Sell them in May and buy back in November. Repeat as neccessary for the next 2 decades. Profit.
But stay away from Beta Pro/Alpha Pro and their American direxcion/Proshares cousins. They are for punters who are not getting enough punting in real life.

In other words, those leveraged ETFs are the financial porn, just like hobbying. :p
 

JohnLarue

Well-known member
Jan 19, 2005
16,157
2,148
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ETFs all the way. They beat 70% of mutual funds and cost 25% as much. Sell them in May and buy back in November. Repeat as necessary for the next 2 decades. Profit.
You are half right
ETFs are superior to most mutual funds, but they are not superior to all


Sell in May , buy in November is not very good advice at all
In fact any market timing rule will surly result in negative returns over the long run

Better to buy every month, every quarter or every four months, buy & hold & let time take care of it
 
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